This brief exposition to the recent meltdown on Wall Street is a good, clear, and straightforward explanation. The complexity of the market will not get simpler and the layperson must individually prepare themselves.

Kansas does get Obama completely wrong; he maintains Obama's crew is well-poised to deal with the crisis. In fact, by every objective economic measure, Obama's regime has resulted in higher minority employment, increasing debt and deficit, and has not ensured that a financial meltdown will occur again.